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How to troubleshoot UPI problems - The advent of UPI has enabled Indian users to make digital payments with much ease, speed, and flexibility. From purchasing vegetables at a local shop to most online transactions, people are making use of UPI payment methods with great frequency. But, what would you do in case your UPI payment app crashes at a critical juncture? That can be very unsettling. With everything from QR code scanning, remittance, and marketplace payments using UPI, it can become concerning when such systems experience downtime. In this article, we will discuss the core issues of why UPI malfunction is common and solutions to resolve it instantly.
5 Problems with UPI apps and why they occur:
1. Week internet connection
For a UPI transaction to go through, stable internet is a prerequisite. If the user is on mobile data or connected to Wi-Fi that is very slow or has frequent disconnects, the payment might go through.
2. Server issues
Bank or UPI servers tend to experience downtimes, and under such demanding situations when there is lot of user traffic or the server is undergoing some maintenance, both or either options may not be available.
3. Forgetting your UPI pin
Repeated attempts of entering an incorrect PIN might cause mur UPI service to get temporarily suspended.
Older Version of the Application 4.
The UPI application may have compatibility issues with the new phone system if you are using an older version of the UPI application.
5. Henceforth, the transactional limit
Every financial institution and application tends to have a daily transaction limit, which, if surpassed, would not allow you to transact until the following day.
5 Simple Steps to Follow in Order to Fix Any UPI Problems
1. Check Your Connection
Toggle the WiFi setting or mobile data off and then on again; the same goes for airplane mode. This helps to refresh the network.
2. Download the Latest Update
Ensure that you have downloaded the latest UPI app through the Play Store or App Store. This helps to fix newer bugs so that the application runs as intended afterwards.
3. Restarting
Background applications active on the phone may also lead to some complications. Restart your phone.
4. Verify Bank Account
Within settings of the UPI Application, check if your bank account is linked and verified and/or if the details are correct.
5. Exercise Patience
Should the issue stem from the bank or the UPI server, then simply wait for a while and then attempt to use it again later on.
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