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People and companies need to prepare themselves for averting any inconveniences in banking throughout February, as this month has an elongated list of bank holidays until February 2025. Banks all over the country are to close their operation this month for the reasons like National festivals, regional festivals and other vacations including weekends. There are 14 Non-Working Days declared to include state specific holidays and Sunday closure, and hence it is essential to be up to date with any change in order not to be caught unawear when making any financial transactions.

Following the RBI’s lead, bank holidays in India are arranged under Negotiable Instruments Act, RTGS holidays, and restrictions to closing bank accounts. The physical branch activities would be closed on these days but the online transactions for payments such as UPI, net banking and ATMs shall remain effective and functioning providing banking services.

Breakdown of Bank Holidays in February 2025

The holidays include state and regional celebrations that are observed only in some states, and the second and the fourth Saturday and Sunday when banks are closed across the country. Here’s the complete state-wise and date-specific list of bank holidays for February 2025:

Monday, February 3:
Saraswati Puja will be off for banks in Agartala.

Tuesday, February 11:
Banks in Chennai will remain closed for Thai Pusam.

Wednesday, February 12:
Shimla based banks will remain shut for the Ravidas Jayanti.

Saturday, February 15:
Banks in Imphal will be shut for the regional fair known as Loi-Nagai-Ni.

Wednesday, February 19:
Banks at Belapur, Mumbai and Nagpur will remain closed on this Chhatrapati Shivaji Maharaj Jayanti.

Thursday, February 20:
Banks in Aizawl and Itanagar will remain shut on account of Statehood Day/State Day.

Wednesday, February 26:
Several banks will be closed for Maha Shivaratri in Ahmedabad, Aizawl, Bangalore, Belapur, Bhopal, Bhubaneswar, Chandigarh, Dehradun, Hyderabad, Jaipur, Jammu, Kanpur, Kochi, Lucknow, Mumbai, Nagpur, Raipur, Ranchi, Shimla, Srinagar, and Thiruvananthapuram.

Friday, February 28:
Banks in Gangtok will be shut for Losar, the Tibetan New Year.

Regular Weekend Closures

Apart from the regional holidays, banks will also remain closed on their standard weekend days, which include:

Sunday, February 2
Saturday, February 8 (Second Saturday)
Sunday, February 9
Sunday, February 16
Saturday, February 22 (Fourth Saturday)
Sunday, February 23

Plan Your Banking Activities Accordingly

While regional holidays are those that have effects on certain states or cities, nationwide weekend closures will ensure that all the banks will be closed throughout the weekend in question both Saturdays and Sundays. Due to this, members of the public and business entities are warned to only execute any form of banking transactions that requires physical appearance during working times.

Digital Banking: A Convenient Alternative

As long as these public holidays are concerned stores will remain shut for the public but all the online banking services would be available as usual. Some of the services include; funds transfer, bill payments, balance checks and withdrawals through the internet banking, mobile banking and the automated teller machines. In the context of digital banking it can effectively means that all necessary banking operations can be performed without interruption.

Summary of Bank Holidays in February 2025

Here’s a quick recap of the key dates to remember for February 2025:

February 3 (Monday) – Saraswati Puja (Agartala)
February 11 (Tuesday) – Thai Pusam (Chennai)
February 12 (Wednesday) – Shri Ravidas Jayanti (Shimla)
February 15 (Saturday) – Loi-Nagai-Ni (Imphal)
February 19 (Wednesday) – Chhatrapati Shivaji Maharaj Jayanti (Mumbai, Belapur, Nagpur)
February 20 (Thursday) – Statehood Day (Aizawl, Itanagar)
February 26 (Wednesday) – Maha Shivaratri (Multiple cities)
February 28 (Friday) – Losar (Gangtok)

Further, the nationwide weekend closures will occur on February 2, 8, 9, 16, 22, and 23.

Knowing these dates can assist in proper scheduling of all your financial transactions and save you some trouble. When it comes to depositing checks, applying for loans or even, withdrawal of cash, it will be wise if you have to check business operating hours of your local bank.