Bank Holidays in September 2026: When will banks remain closed? Check full list here
Bank Holidays September 2026: If you are planning to visit a bank branch in September, it is worth checking the holiday calendar first. Banks across India will remain closed on several days during the month, although the exact dates vary by state.
The Reserve Bank of India (RBI) holiday calendar includes closures for festivals and regional observances, in addition to regular weekly holidays. Banks will also remain closed nationwide on the second Saturday, September 12, and the fourth Saturday, September 26, as well as all Sundays.
This means customers planning cheque deposits, locker visits, demand drafts or other branch-dependent work should check their local holiday schedule before visiting.
Why will banks have several holidays in September?
September 2026 has a mix of festival and state-specific holidays. Janmashtami-related closures will be observed in several cities on September 4, followed by Ganesh Chaturthi-related holidays in several locations on September 14 and 15.
There are also regional holidays later in the month, including observances linked to Srimanta Sankardeva, Karma Puja, Maharaja Hari Singh Ji and Indrajatra.
In addition to these state-specific holidays, Sundays and the second and fourth Saturdays will remain regular bank holidays across India.
Key bank holiday dates in September
Here are the important bank holidays in September 2026:
- September 4: Janmashtami (Vaishnava) / Krishna Jayanthi -- banks closed in several cities and states.
- September 12: Second Saturday; Tirubhav Tithi of Srimanta Sankardeva -- nationwide second Saturday closure, with an additional regional observance in Guwahati.
- September 14: Ganesh Chaturthi / Ganesh Puja / Varasiddhi Vinayaka Vrata / Hartalika -- banks closed in select locations.
- September 15: Samvatsari (Chaturthi Paksha) / Nuakhai / Ganesh Chaturthi (second day) -- banks closed in select locations.
- September 21: Janmotsav of Srimanta Sankardeva / Sree Narayana Guru Samadhi -- banks closed in select locations.
- September 22: Karma Puja -- banks closed in Ranchi.
- September 23: Birthday of Maharaja Hari Singh Ji -- banks closed in Jammu and Srinagar.
- September 25: Indrajatra -- banks closed in Gangtok.
- September 26: Fourth Saturday -- banks closed nationwide.
- September 6, 13, 20 and 27: Sundays -- regular weekly bank holidays.
Not every holiday applies to every state or city. The RBI's holiday calendar lists location-specific closures, so customers should check the schedule for their branch before visiting.
What happens when banks are closed?
A bank holiday does not mean that all banking activity stops. However, services that require a physical branch may not be available.
- Cheque clearance may be delayed.
- Demand drafts cannot be issued
- Locker access will not be available
- Large cash transactions may have to wait
- Branch-based paperwork and account-related requests may be postponed
This can become particularly important when a regional holiday falls immediately before or after a weekend.
What banking services will still work?
The good news is that most digital banking services remain available even when branches are closed.
- UPI payments will work as usual
- Mobile banking apps will remain available
- Internet banking services will continue
- ATMs will remain operational
So, everyday digital transactions do not necessarily have to wait until the branch reopens. It is mainly branch-dependent work that needs advance planning.
Don't wait till the last day.
September has several holidays spread across the month, and the schedule differs depending on where your bank branch is located.
If you need to deposit a cheque, access a locker, collect a demand draft, or complete important branch paperwork, it is better to complete the work before the relevant holiday.
Customers of banks such as State Bank of India, HDFC Bank, ICICI Bank and Axis Bank should also check the holiday applicable to their specific branch, as bank holidays are largely determined by location.
