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If you had plans of visiting the bank today, then it is time to reconsider. As a result of the second Saturday off in the month, all banks in India will remain closed today, April 26, 2025, which is the 4th Saturday in the month. While the Reserve Bank of India (RBI) banking calendar does provide for such closures, customers still seem to be startled by them often.
Let's see the reason why the banks are closed today and if any banking services are still open for you.
Bank Holiday on April 26, 2025: What's the Reason?
Like all other practices set by RBI, the second and fourth Saturday of every month are days off for banking services. Meaning, there is no banking activities for clients on these dates. It so happens that April 26,2025 is the second Saturday.
Primary banking activities like visiting a physical branch on such dates gets affected. However, good news is that a lot of fundamental services and other supports continue to function without interruption.
Second and Fourth Saturday Bank Service Stoppage Elucidated
As had been claimed already, the banks suffered from over-work weeks and this adaptor system was set so that the digital side of services was expanded. This has been going on for quite a while now and is an integral feature of the Indian banking system.
If you are contemplating major financial dealings or a branch visit, ensure if your plans coincide with these Saturday closings.
How to Look Up The Bank's Official Holidays?
Have you considered how to keep track of such holidays? The Reserve Bank of India’s website and its notifications to banks are always trustworthy. Also, other days are covered in advance by most banks through SMS, applications, or official pages.
Don't blindly accept unofficial sources if you want your banking needs met accurately.
Types of Bank Holidays in India
There is no such thing as random bank holidays. They are divided into three key types:
Holidays Under The Negotiable Instruments Act
Holidays Under The Real-Time Gross Settlement (RTGS)
Holidays Related To The Annual Closing Of The Bank's Accounts
The holiday on April 26 falls under the Checks and Promissory Notes Negotiable Instruments Act dealing with the main services related to cut cheques and drawn promissory notes.
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