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The Reserve Bank of India (RBI) has withdrawn from the currency of Rs. 2,000 note has been announced. This note will not be valid after 30 September. People can exchange only 10 notes of Rs 2,000 at a time. At the same time, Congress, TMC and Aam Aadmi Party have opposed this decision of RBI.
The Reserve Bank of India (RBI) has taken a shocking decision on Friday. He suddenly announced the withdrawal of the 2000 rupee note from circulation. RBI has said that from May 23 to September 30, people should deposit Rs 2,000 notes in their bank accounts or get them exchanged in banks.
Keeping 2000 notes will not be considered a crime
Apart from banks, people can also exchange Rs 2,000 notes at 19 regional offices of RBI. Apart from this, after KYC and other necessary rules, people will be able to deposit these notes in the bank account without any hindrance. However, the order did not specify how much money he would be able to deposit in his account. At the same time, account holders will be able to change notes of Rs 2,000 up to Rs 4,000 per day through the banking correspondent.
RBI has said that Rs 2000 note will be valid till 30 September. However, RBI has not said that if people till 30 September Rs. What will happen if 2000 notes are not deposited? In this case the note cannot be exchanged/deposited in the banks. Apart from this, sources told that if people get 2000 rupee notes after the deadline, then no legal action will be taken. Earlier, the government had made it a crime to deposit old notes of 500 and 1000 rupees after the expiry date.
Notes will be exchanged at these regional offices
Although RBI has regional offices at 31 locations across the country, Rs 2000 notes are available in Ahmedabad, Bengaluru, Belapur, Bhopal, Bhubaneswar, Chandigarh, Chennai, Guwahati, Hyderabad, Jaipur, Jammu, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur have been cast. , New Delhi. , will change in Patna and Thiruvananthapuram.
If the note is not changed then you can complain
RBI has said that only two thousand notes up to 20 thousand rupees can be changed from the bank at a time. These notes can be exchanged by visiting any bank branch. If someone refuses to exchange bank notes, you can first complain to the bank manager of the concerned branch. In case the bank does not respond within a period of 30 days from the date of lodging the complaint or the complainant is not satisfied with the response/resolution provided by the bank, he/she may approach RBI’s Complaint Management System portal under Integrated Ombudsman . Reserve Bank (RB) Scheme. You can complain on cms.rbi.org.in.
10.8% of 2000 notes are in circulation
Currency worth Rs 31 lakh 33 thousand crore is in circulation in the country. Out of these, Rs 2000 notes worth Rs 3 lakh 13 thousand crore are in circulation. The RBI said that around 89 per cent of the Rs 2,000 notes were issued before March 2017. Now their estimated age of four to five years is about to end. In March 2018 Rs. 6.73 lakh crore Rs. 2,000 notes were in circulation, but in March 2023 their number fell to 100 rupees. 3.62 lakh crores. Thus only 10.8 per cent of the total notes in circulation are of Rs. 2,000 notes, which was 37.3 per cent in March 2018.
