Government scheme: Under the government scheme, husband and wife will get 10,000 thousand rupees every month

New Delhi. government scheme: Every salaried or small businessman goes along with retirement planning. People are worried about the cost of increasing age. So do pension planning. In such a situation, Atal Pension Yojana can be a good option for you. This scheme looks much better for guaranteed pension with less investment. Let us tell […]
 


Government scheme: Under the government scheme, husband and wife will get 10,000 thousand rupees every month

New Delhi. government scheme: Every salaried or small businessman goes along with retirement planning. People are worried about the cost of increasing age. So do pension planning. In such a situation, Atal Pension Yojana can be a good option for you. This scheme looks much better for guaranteed pension with less investment.

Let us tell you that the objective of Atal Pension Yojana is to bring every category under the purview of pension. Under this scheme, both husband and wife can get a monthly pension of up to 10 thousand rupees. Under Atal Pension Yojana, the government currently guarantees a pension of 1000 to 5000 rupees per month after 60 years. That is, annually you will get a pension of Rs 60,000.

Benefits of PM Atal Pension Yojana

Under this pension scheme, subscribers are given a minimum monthly pension of between Rs 1,000 to Rs 5,000 per month.
Husband and wife age should be between 18 to 40 years
This scheme is for those who do not pay income tax.
The central government also gives 50% of the subscriber’s contribution or Rs 1,000 per year
In this scheme, after the age of 60 years, the couple gets the benefit of a collective pension of Rs 10,000 per month.

Application Age Limit

If both husband and wife are investing then both can get pension. That is, if you invest 10 thousand rupees, then you will get a pension of Rs 1,20,000 annually and Rs 10,000 monthly. In this scheme of the government, a person up to the age of 40 years can apply. However, the Pension Fund Regulatory and Development Authority (PFRDA) has recommended to the government to increase the maximum age under Atal Pension Yojana (APY).

How to apply for Atal Pension Yojana

First of all you should have a bank account, if not then you should open the account.
After that you download the application form of this pension scheme
Download and print application form
After that fill the application form
Along with this, you will also have to provide a photocopy of the Aadhar card.
also give your mobile number
Now deposit it in your bank

Pension 1 thousand rupees to 5 thousand rupees

Under this pension scheme, a certain amount has to be deposited every month. After this, after retirement, one gets a pension of Rs 1 thousand to Rs 5 thousand per month. That is, only Rs 1239 has to be invested in this scheme every 6 months. As a result of this, after the age of 60, the government is guaranteeing a lifetime pension of Rs 5,000 per month i.e. Rs 60,000 annually.

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