New Surrogacy Rules: Couple must buy 3 years health insurance for surrogate mothers

New Delhi: As per the recently released Surrogacy (Regulation) Rules, couples who want to take the surrogacy route to become parents, will have to buy a general health insurance coverage in favor of the surrogate mother for a period of 36 months. The sum insured should be sufficient to cover the expenses of all complications […]
 


New Surrogacy Rules: Couple must buy 3 years health insurance for surrogate mothers

New Delhi: As per the recently released Surrogacy (Regulation) Rules, couples who want to take the surrogacy route to become parents, will have to buy a general health insurance coverage in favor of the surrogate mother for a period of 36 months. The sum insured should be sufficient to cover the expenses of all complications arising out of pregnancy and postpartum delivery complications.

 

As per the rules notified by the Union Health Ministry on June 21, the number of attempts of any surrogacy procedure on a surrogate mother should not exceed three times. According to the Medical Termination of Pregnancy Act, 1971, abortion can be allowed to a surrogate mother during the process of surrogacy. The Surrogacy (Regulation) Act, 2021 came into force on January 25 this year.

 

The rules, issued on Monday, also spelled out the form and manner for registration and fee for a surrogacy clinic apart from the requirement and qualification for persons employed in a registered surrogacy clinic. The format of the consent form of the surrogate mother is also given in the rules.

 

Center’s latest rules on surrogacy:

  1. “The desirous woman or couple shall purchase a general health insurance coverage in favor of the surrogate mother for a period of 36 months from an insurance company or agent recognized by the Insurance Regulatory and Development Authority established under the provisions of the Insurance Regulatory and Development Authority. Act, for an amount which is sufficient to cover all expenses for all complications arising out of pregnancy and post-delivery complications,” the rules stated.
  2. In this regard, the intending couple/woman shall also have an affidavit in court as to guarantee compensation for medical expenses, health issues, specified loss, damage, illness or death of the surrogate mother and such other prescribed expenses incurred on such surrogate mother. have to give. during the process of surrogacy.
  3. The gynecologist will transfer an embryo into the uterus of a surrogate mother during the treatment cycle. Provided that only in special circumstances three embryos can be transferred, the rules said.
  4. A woman can opt for surrogacy if she has no uterus or a missing uterus or abnormal uterus or if the uterus has been surgically removed due to a medical condition such as gynecological cancer.
  5. It can also be opted out in cases of multiple pregnancy loss as a result of an unexplained medical reason, or any disease that makes it impossible for a woman to maintain the viability of the pregnancy or carry the pregnancy to life, among others. is dangerous.