Suspense Crime Sach Ka Dam
Kisan Credit Card or KCC is one of the most popular schemes among farmers. KCC scheme was introduced in the year 1998 with the aim of simplifying the loan process for farmers. In this, farmers are given loans for agricultural work. In this scheme, loans are made available to farmers at a very affordable interest rate of 4%. The minimum age for the applicant in this scheme is 18 years and there is no maximum age limit. A maximum loan of up to Rs 3 lakh can be taken under this scheme. The maximum loan period is 5 years. The validity of Kisan Credit Card is also 5 years.
Earlier, a guarantee was required for a loan of more than Rs 1.60 lakh in KCC loan. Now recently RBI has increased the limit of guarantee free loan to Rs 2 lakh. That means you will get a loan up to Rs 2 lakh without any guarantee.
How to apply for KCC loan?
Step 1. Visit the website of the bank from which you want to apply for Kisan Credit Card Scheme.
Step 2. Here you choose Kisan Credit Card from the list of options.
Step 3. Now on clicking Apply, the website will take you to the application page.
Step 4. Fill the form with the required details and click on Submit.
Step 5. Now you will get an application reference number. If you are eligible for the scheme, the bank will contact you within 3 to 4 working days.
These documents are necessary
1. Application form
2. Two passport size photographs
3. ID proof like Driving License/Aadhaar Card/Voter ID Card/Passport
4. Address proof like Driving License, Aadhar Card
5. Proof of land duly certified by revenue authorities
6. Crop pattern (crops grown)
7. Security documents for loans above Rs 2 lakh
