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Ban on Rs 2000 note: According to the order of Government of India and RBI, 2000 rupee notes have started being deposited in the bank from today. However, there are many questions in the minds of people who want to deposit 2000 notes. So know the answer to all the questions that arise in your mind regarding the 2000 rupee note. The Reserve Bank of India (RBI) recently on May 19 demonetised Rs. 2000 notes was announced to be withdrawn.
Now the process of depositing and exchanging Rs 2000 notes in banks is starting from 23 May i.e. today. If you also have a 2000 rupee note, you can go to any bank near you and exchange the note. Apart from this you can also deposit it in the account. ABI Governor Shaktikanta Das has appealed to people not to rush to exchange notes a day before. Rs. 2000 note is legal tender and can be exchanged anytime in the next four months. Let’s find out the answer to these 7 important questions-
When can notes be exchanged?
Announcing the withdrawal of Rs 2000 note from RBI, it was said that valid currency can be exchanged by going to banks from 23 May to 30 September 2023. You can also deposit it in the account. Only 10 notes can be exchanged at a time. RBI has also said in the order that Rs 2000 notes are being phased out. You can make purchases with these notes.
Will it cost money to exchange notes?
It has already been clarified by the RBI that no money will be required to exchange the Rs 2000 note from the bank. You can exchange your 10K notes in one go without any extra charges by going to the bank. A bank employee or officer cannot ask you for any kind of fee. This feature is completely free.
How many notes can be deposited in a bank account?
There is no limit to deposit Rs 2000 note in bank account. You can deposit as many notes as you have in your bank account. As per banking rules, PAN-Aadhaar card has to be presented for depositing Rs 50000 or more. Apart from this, keep in mind the income tax rules while depositing money. You will not get income tax notice for depositing more money.
Do I need to provide ID proof to exchange notes?
No ID proof is required to exchange money. On Monday, the RBI Governor also gave a clear instruction that no identity card is required to exchange notes. Some banks have provided an ID for customers who do not have an account with the bank.
What will happen to 2000 notes after September 30?
If you are unable to deposit the notes by 30 September 2023, it is not that these notes will become invalid. But after that your notes cannot be exchanged in the bank. After September 30 you have to go to RBI office to exchange notes. However, no guidelines have been given by RBI in this regard.
What will be the effect of demonetisation of Rs 2000 note on the economy?
RBI Governor Shaktikanta Das has already spoken about this. He said that if the 2000 note is withdrawn from circulation, the impact on the economy will be very limited. He said that these notes are only 10.8 percent of the total currency in circulation. Most of the notes are expected to be returned by September 30.
1000 note will come back into circulation?
When the RBI Governor was asked about this, he said that the issue of reissuing the Rs 1000 note is just speculation. He said that there is no such proposal at present. Banks have made special arrangements to exchange notes for the elderly and disabled.
