Atal Pension Yojana: Atal Pension Yojana will give financial security in old age, will get a pension of Rs 5,000 in Rs 210!

Atal Pension Yojana: Atal Pension Yojana of the central government has become popular among the people. The number of people joining this scheme has crossed 4 crores. According to the Pension Fund Regulator, more than 99 lakh accounts were opened under Atal Pension Yojana in the last financial year i.e. FY 2021-22. firm pension […]
 


Atal Pension Yojana: Atal Pension Yojana will give financial security in old age, will get a pension of Rs 5,000 in Rs 210!

Atal Pension Yojana: Atal Pension Yojana of the central government has become popular among the people. The number of people joining this scheme has crossed 4 crores. According to the Pension Fund Regulator, more than 99 lakh accounts were opened under Atal Pension Yojana in the last financial year i.e. FY 2021-22.

 

firm pension Under the scheme, on attaining the age of 60 years, Rs. 1,000 to 5,000 Rs. get pension. In such a situation, you can save your old age through this scheme. financial security Can be given . We are telling you about this scheme so that you can also invest in it and arrange pension for yourself.

 

First of all know what is Atal Pension Yojana?

  • A person between 18 years to 40 years can invest in Atal Pension Yojana. You have to invest in this scheme for at least 20 years.
  • A savings bank account, Aadhaar and an active mobile number are required to join the scheme.

Your contribution is determined by your age

The amount deducted will depend on how much pension you want after retirement. To get a pension of one to five thousand rupees per month, a subscriber will have to pay 42 to 210 rupees per month. This will happen after taking the plan at the age of 18.

 

At the same time, if a subscriber takes the plan at the age of 40, then he will have to contribute Rs 291 to Rs 1,454 per month. The more the subscriber contributes, the higher will be the pension after retirement. Apart from this, you can claim tax benefit up to Rs 1.5 lakh under section 80C.

You can pay the installments as per your convenience

Under this scheme, investors can invest monthly, quarterly or half-yearly i.e. over a period of 6 months. Contribution will be auto debited, which means the amount will be automatically deducted from your account and credited to your pension account.

can open account online

  • If you have an account with SBI, then you can take advantage of this scheme through net banking.
  • To apply, first you need to log in to SBI.
  • After that you have to click on the e-Services link.
  • In the new window that opens there will be a link named Social Security Scheme. There you have to click.
  • Then you will see 3 options PMJJBY/PMSBY/APY. Here you have to click on APY i.e. Atal Pension Yojana.
  • After that you have to fill your complete information. In which correct account number, name, age and address etc. have to be given.
  • Which one are you opting for pension options like Rs 5,000 or Rs 1,000 monthly?
  • Your monthly contribution will then be determined based on your age.

Account can also be opened by going to the bank

You can open an account in any bank. You have to fill the form of Atal Pension Yojana and submit it to the bank branch along with the requested documents. After the application is approved, you will receive a confirmation message. Your monthly contribution will then be determined based on your age.